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Orama Finance

Loan Calculators

Our Top 3

Check out the calculators we find are the most commonly used.

How Much Can You Borrow?

Better to Rent or Buy?

Loan Comparison Calculator

Asset Finance Calculator

Whether you’re looking to buy a new car, boat, truck or motorcycle or perhaps lease something for your business our Asset Finance calculator will help you determine your monthly repayments and total interest payable.

Borrowing Power Calculator

Our Borrowing Power Calculator gives you an initial idea of what a lender may offer you based on your financial details entered. It’s a great first step before contacting us to find you the right home loan solution.

Budget Planner

Setting a budget is key to achieving your financial goals and we are here to help make that process easy with our Budget Planner tool.

Comparison Rate Calculator

Our Comparison Rate Calculator is the best way to ensure the home loan you choose is the right fit for your situation. It factors in the loan term, interest rate and fees you need to plan for.

Extra Repayment Calculator

Use our Extra Repayments Calculator to see how making repayments above your minimum loan repayment could make a difference to the term of your home loan. The calculator will also work out how much interest you could potentially save.

Fortnightly Repayment Calculator

Our fortnightly repayment calculator will show how much interest and time you’ll save if you choose to make fortnightly or even weekly repayments vs monthly repayments.

Home Loan Offset Calculator

Use our Home Loan Offset Calculator to find out how much time and interest you could save on your home loan with an offset account.

How Long to Repay Calculator

Work out how long it will take to pay off your loan with our How Long to Repay Calculator.

Income Annualisation Calculator

Work out your annual income from the money you’ve received so far this year with our Income Annualisation Calculator.

Income Gross Up Calculator

Sometimes you need to know your annual gross salary from the net salary you receive. Use our income gross up salary calculator to find out quickly and easily how much you’re earning and what tax you’ll pay in a year.

Income Tax Calculator

Our Income Tax Calculator gives you an indication of how much Australian income tax you should be paying and what your take home salary will be when tax and the Medicare levy are removed.

Interest Only Mortgage Calculator

Our Interest Only Mortgage Calculator helps you work out your repayments before and after the interest only period, the total cost of an interest-only mortgage and how much more you will pay with an interest-only mortgage compared to a principal and interest loan.

Loan Comparison Calculator

Looking to compare different loan scenarios? Simply enter all the details of two loans you want to compare in our Loan Comparison Calculator.

Loan Repayment Calculator

Our Loan Repayment Calculator helps you work out what your regular repayments will be based on your loan amount. The repayment frequency can be changed to monthly, fortnightly or weekly. Calculates both Principal and Interest repayments as well as Interest Only repayments for a loan term.

Lump Sum Repayment Calculator

Find out how much time and interest can you save by paying a lump sum off your home loan with our Lump Sum Repayment Calculator.

Mortgage Switching Calculator

Refinancing your home loan can potentially save you thousands of dollars in interest payments however finding the right home loan is key. Use our mortgage switching calculator to determine if refinancing is a good option and how much you could potentially save by making the switch.

Property Buying Cost Calculator

Looking to buy property? Work out all the costs involved with your home purchase with our Property Buying Cost Calculator.

Property Selling Cost Calculator

Looking to sell your property? Work out all the costs involved with your property sale with our Property Selling Cost Calculator.

Rent vs Buy Calculator

Are you better off buying a home and paying a mortgage or paying rent? Use our Rent vs Buy Calculator to work out the cost of your home loan repayments if you bought a house or if you chose to rent and which scenario is better for you in the long term.

Saving Calculator

Our Saving Calculator calculates the total amount of savings you will have with a regular deposit arrangement and how much interest you could potentially earn on your saved amount.

Savings Goal Calculator - How Long To Save

Have a savings goal in mind? Use our Savings Goal Calculator to work out how long it will take to reach your savings goals so you can take the necessary steps to put your plan into action.

Savings Goal Calculator - How Much To Deposit

Have a savings goal in mind? Use our Savings Goal Calculator to work out how much you need to deposit into your account based on frequency, interest rate and saving term to reach your goals.

Split Loan Calculator

Use our Split Loan Calculator to try different split loan scenarios between a variable and fixed rate and find the best combination to suit your needs.

Stamp Duty Calculator

Use our Stamp Duty Calculator to work out the upfront costs associated with buying a property including stamp duty and government costs.

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